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How The Economy Has Affected Holiday Spending
We have all experienced it: the unmistakable squeeze that comes from having to tighten one's economic belt. Corners have to be cut, priorities re-organized, and compromises made. And the crunch is perhaps brought even more sharply into focus during the holiday season, when the pressure to spend is at its highest. This year, predictions for holiday spending were very low, but analysts were surprised: Spending was actually even lower than expected.
A division of MasterCard showed holiday spending this year was down by as much
| 431 | The Dark Side of Adoption
Adoptions are wonderful when they are successful. There is no greater joy than that that comes from the union of child and parent.
But not all adoptions make it; and when they do fall through, everyone loses. Divorce has been compared to death. The feelings of loss, grief, and failure can be overwhelming. How much more devastating is a broken adoption, especially to the children?
The Dark Side Of Adoption............
Disruption is the term used when the adoption process disintegrates before the adoption is finalized. Dissolution is the term used after the adoption is finalized.
Statistics:
The National Adoption Information Clearinghouse reports:
. Adoption disruption and dissolution rates have remained relatively consisten
| 1517 | The Dangers of Online Dating
Health clubs and bars are the out places to meet guys today. The in place is the Internet.
In a survey conducted by www.TopDatingTips.com, 69% of those surveyed said that they would use the internet to find a date.
Jeff Cohen, author of the e-book, 30-Minute Guide To Online Dating, writes that match.com has over 9 million subscribers in Europe alone.
According to Online Dating Magazine, more than 20 million people visit at least one online dating service a month, and that over120,000 marriages a year that occur as a result of online dating
Today many women are turning to online matchmaking services for several reasons: Casual dating and friendship, ease, common interests. With the advent of online communication, traditional dati
| 1415 | An Analysis of Anger Management
Donna is embarrassed. An elementary school teacher and community charity event raiser, she thought she would never be a "victim". She married a man who was wonderful to her in the beginning, and then slowly, over time, something happened. He seemed to change, show a side of himself she had never seen before, and began to act out physically during arguments instead of talking things out. Ashamed and frightened, she kept her secret private, telling herself that he would change and that it wasn't all that bad. How could she, an educated woman with self-confidence, a career, and awareness, be a victim?
Domestic violence could be our nation's number one social problem. Although the spotlight has been focused on it in recent years to raise awa
| 1382 | U.S. Senator Report Proves Rumors on Wasteful Government Spending
Each year Tom Coburn, M.D., a U.S. Senator from Oklahoma, creates his list of wasteful spending in Washington. As a ranking member of the Subcommittee on Federal Financial Management, Senator Coburn has a ringside seat to some of the atrocities of U.S. government spending. His 2008 report, released in mid-December lists 65 examples of wasteful spending that add up to more than $1.3 billion in taxpayer money.
Budget insiders might say, "$1.3 billion is a drop in the bucket for a nation with a government budget of more than $3 trillion," but in a year when our U.S. government racked up more than $455 billion in deficit spending according to the Congressional Budget Office's Monthly Projections for November 2008, Senator Coburn's report i
| 621 | A History of the Faith of Barack Obama
Besides being an African American, besides have an African American father who married a white woman in the early 1960s, an era of extreme unrest for civil rights, there is the question of Barack Obama's faith.
Some voters cannot pinpoint Obama's true faith, and this was especially apparent in the heated 2008 election race against Arizona senator John McCain. So what faith is Barack Obama? This isn't a complicated question, but there is a history to it. For one, his father was born Muslim, only to become an atheist as an adult. His mother rarely practiced while Obama was growing up, and until his post college years, Obama was in a similar boat. His mother had been part
| 544 | Research Review on Bilingualism
There has been a surge in research on bilingualism and language production in the past two decades pointing to a trend in the scientific inquiry of this subset of linguistics. In the past decade, however, there seems to be more of an interest in bilingualism research with many of the important social features of this topic absent in the studies reviewed, according to this source. Ellen Bialystok reveals this gap in research in her article "Language Acquisition and Bilingualism: Consequences for a multilingual society". This correlational design used to contrast bilingualism studies versus language production studies is an effective tool for an up-to-date understanding of in what capacity research has already been completed and whe
| 595 | Corrections in the Criminal Justice System
The U. S. Department of Justice retains data for analysis, dissemination, and study to help those in law enforcement and those wishing to research data related to criminal justice. The Bureau of Justice Statistics program under the DOJ, an executive, administrative branch of government, is an extremely useful tool for students to analyze an array of issues including both victim and offender information, including characteristics of these populations. The information provided in this database is extremely useful in that the quantifiable information can be used to assist policy-makers with decisions that effect both offenders and those in criminal justice fie
| 533 | O'Connor and Chaotic Life: A Critique
A Critique of the Human Condition
In "A Good Man is Hard to Find", Flannery O'Connor highlights a challenging family relationship within a chaotic and changing world. The grandmother is the most animated member of the family and is constantly reminiscing about the past and lamenting about the current state of mankind. Her life is in constant contrast with the lives of the rest of her family; her aloof son Bailey and especially, the disrespectful grandchildren. In her is the embodiment of southern values and respect, even a sense of piety. She worries about the loss of values that others obviously disregard and dismiss. She makes an ominous statement about the character "the Misfit", who embodies all that is bad in the world that wou
| 1135 | Why Aren't the Banks Getting Loans Instead of Handouts?
Small business owners all across America are looking at their bottom lines and asking "Where is my bailout". This is the common response to the choice by the United States Government to dole out hundreds of billions of dollars to failing banks at the end of 2008 and now into 2009. Very smart business men and women are looking at the bottom line and asking lots of questions. One of the most common questions, and one not often answered by the news media is "Why aren't the Banks Getting Loans Instead of Handouts". Believe it or not, the logic behind the choice to give the money rather than loaning it is quite flawless. The reason the press doesn't give you the answer is that the answer is a well known cure for insom
| 578 | Who Profits the Most from the Bailout Money?
Most of the angst over the hundreds of billions of dollars being granted to banks in the great bailout of '08 and '09 is the mere fact that we the people are getting tired of making the rich richer while we all get poorer. So in order to grasp why it is that a Federal Bailout of the banking system was required and in order to get okay with the fact that it's going to cost us a lot of tax revenue, we need to have some sort of assurance that the fat cats aren't merely getting fatter on the deal. To do that, it is important to understand who it is that profits the most from the federal bailout money.
Believe it or not, the one who profits most from the bailout money might actually be the consumer! Before you light your torch and join the r
| 628 | Is Social Security a Ponzi Scheme?
Also known as a "Pyramid Scheme", the Ponzi scheme, named after Charles Ponzi who rose from relative obscurity to the ranks of the rich and famous through the scheme which bears his name, is basically an investment group that makes its money from subsequent investors rather than from the profits of it's investments. In most nations of the world, Ponzi Schemes are illegal for private citizens. That said, to some degree, any nation that pays for the retirement of its seniors on the backs of its youth, with the intention that those youth will be looked after by the investments of the next generation can be class
| 493 | Why I Want to Be a Nurse
I watched my grandmother come home every day after working long hours at the hospital totally exhausted. I always wondered what made her get up every morning and do the same thing over and over again. My grandma was a nurse who made a difference in peoples care and in their lives. She gave people the attention they needed when they were in the hospital for one reason or another.
When I was in high school, I was able to choose a career to study for a day. This involve
| 380 | Where is All That Money Made by Mortgage Companies?
Where did all the money go? Throughout the 1990s and early part of the new millennium, mortgage companies, great and small made a ton of money. So why is everyone clamoring for bailouts? Why can't they just live off of their savings and weather the storm? The answer is boring, but it is also the harsh reality faced by those who make money by loaning money.
Competitive lending practices of the last 15 years have kept interest rates at bay. In the 1980s home owners were faced with interest rates on their mortgages that were double digits as a st
| 443 | Holding Banking Executives Accountable
A lot of talk has centered, in recent weeks around water coolers and coffee pots all around the nation about holding Bank Executives accountable for the current financial crisis. Suggestions that range from firing them, to curbing CEO pay as a matter of law, to criminally indicting them (for God knows what) have crept into conversation all across the land. There is, however, among a few a bit of opposition to holding bank executives accountable. After all; goes the argument, weren't they just doing their best to affect the bottom line?
To be sure, banks took advantage of loopholes in banking law to give out loans to people that would be unknowingly strapped financially by agreeing to the
| 560 | Book Review : Pocket Guide to Adulthood
Story-telling is a popular and productive way for individuals to both become acquainted with one another and to harbor relationships in a group. Before the advent of the written word, the oral tradition of story-telling served as a means for cultures to pass down history, folklore, and anecdotal stories that demonstrated the proper way to conduct oneself in a society. Today story-telling is just as important, and especially important in a corporate "culture", where many rules and bureaucratic procedures make work relationships difficult. Story-telling is important to social relationships, because in hearing a person's stories, we learn to understand an individual's experiences and finally learn to understand him or her. Storytelling, mo
| 995 | A Boundary Between Collectivism and Consciousness
A Boundary Between Collectivism and Consciousness:
The Nature of the Unnatural Machine
The question of an inevitable Proletariat revolution and its possibilities are theoretically interesting, but in will not prove to be inevitable. There is little dispute in The German Ideology that revolution is needed to restore man to his place as a functioning, fulfilled, and fruitful member of society. The chains bound to him by meaningless work and the exploitation of all workers for their simple value of simply creating "things" while feeling the reduction of the self to a "thing", something inhuman, is predatory for the Proletariat. The question that needs to be answered is -is there a need for man to be fulfilled and free of the boundarie
| 648 | Raymond Carver Cathedral: A Transcending Tone
Raymond Carver's "Cathedral":
A Transcending Tone
The speaker's tone in Raymond Carver's "Cathedral" is very amusing and encompassing to the point that the reader becomes immersed into the thoughts and ideas that this character has. The atmosphere created in the work is such, that the audience is drawn in very closely to the words and phrases used. The sense of being very close to the narrator is important, as he becomes close to the blind man, Robert. When the narrator comes closer to an understanding of blindness and Robert, the audience is so in tune with the character that the ideas the narrator has are better understood. There is, arguably, the use of extended metaphor when the imagery is introduce
| 579 | Analysis of Why Boys Don't Play With Dolls
Katha Pollitt in her article entitled, "Why Boys Don't Play with Dolls" illuminates a very powerful social movement in history that has succeeded in many institutions. This was the Feminist Movement that spawned reform in politics, the workplace, but has failed in the most important institution in American society, the family. Since the family is where children are initially socialized into the people that they will become, if the family fails to adhere to gender neutrality than the whole Feminist ideal has failed. It can be said the movement did cause a change in behaviors, where women were afforded equal rights under the law, the right to chose in in Roe vs. Wade, among other advances, but a change in attitude has not been seen in the
| 627 | Analysis of Dolce et Decorum Est by Wilfred Owen
A Warning of the Horror of War
Wilfred Owen's "Dolce et Decorum Est" uses many similes to convey the horror of war through his vivid and shocking word usage, as his intent and purpose is to convey what war is like, through using the word "like" to link up negativity in each simile. Owen stays also uses metaphors, which effectively compliment the tone. His tone is dreamlike and he refers back to the nightmares that he has surrounding all he has seen and suggests to his audience that, they too would likely have the same terrifying dreams if they had seen what he had seen. With all the literary devices used, simile, metaphor, and tone, the horror of war is conveyed in a way that reaches to the audience on a deep level and shows none of t
| 633 | What is the Economic Impact of the Superbowl
Imagine if cities competed for the right to host Christmas, Halloween, or Easter. Superbowl Sunday is America's unofficial holiday, and every year, NFL cities around the country fight for their right to a Superbowl Party. Host cities know several years in advance whether or not they will be chosen, and when a city is chosen, there is a lot to do to prepare. Generally speaking, sports stadiums, downtown corridors, and hotels go through major renovations meant both to accommodate the influx of Superbowl fans, vendors, and press from out of town, but also to shed the best light on the city while it is in the public eye. The economic
| 510 | Why Being on Time is Important
Time is tremendously important to those living in Western Society. Indeed multiple studies have shown that to drive a man truly insane you need only put him in a room with no access to know the passing of time. That room would have no clocks, no schedule, and no daylight to guide his way. In a matter of days, the sanest of men would go quite mad. Humans tend to be people of schedules, reliant on time to know what to do and when to do it.
Various societies throughout the history of man have treated time differently, and even today there is a disparity between cultures regarding the importance of time. Anyone who has ever met
| 509 | Analysis of Barack Hussein Obama's Inaugural Speech
Following President Richard M. Nixon's resignation in August 1974, President Gerald Ford began his inaugural address with the observation that the "nation's long nightmare was finally over." Many observers might have felt the same way as they watched President Barack Obama deliver his inaugural address on January 20, 2009 at the U.S. Capitol in front of two million American citizens. Promising the American public and its nervous allies "a new era of responsibility," the president delivered what many analysts regard as an inaugural speech that provided the reassurances the nation was seeking during a particularly turbulent period in the country's history. In this regard, this paper provides an analysis of President Obama's inaugural speech,
| 1080 | Canadian Auto Industry's Troubles
Just across the river from Detroit, home of most of the U.S. home based auto manufacturing, is the town of Windsor Ontario, home to most of Canada's auto manufacturing industry, subsidiary to the American companies just a few miles away in another land. Canada's auto industry is in trouble. It's not just in trouble because of the recent decline in auto sales in the United States. It's in trouble because for several years, the U.S. Dollar was on par or above par as compared to the Canadian Dollar (known by Cannucks as the "Loonie")
For nearly 30 years, manufacturing jobs sh
| 465 | How The Economy Has Affected Travel
Will the travel industry be next on the government bailout list? Not likely. Despite the woes over the decline in the economy, travel is down only slightly compared to previous years. In fact, according to a study by an independent group representing travel agents, while 68 percent of Americans would describe the economic conditions as "terrible", only 22% of that 68% has actually cancelled a flight, or plans to reschedule at a cheaper time. While even the slightest downturn is un
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