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Functions of Management

United Services Automobile Association (USAA) has been in business since 1922 when a group of U.S. Army officers dedicated to servicing their nation, decided to serve each other in a novel way. As history reports “they created an interinsurance (“reciprocal company” pooled their money to insure each other) exchange to solve their problem of securing reliable and economical auto insurance (Ringenbach 08). During the last 75 years, USAA has emerged as a fortune 500 company, becoming the preferred carrier of choice of insurance for the military community, government and other state agencies. USAA has continued to work hard throughout the years to keep insurance costs down, but with the down turn of the economy in the late 90s, the wakes of 9/11, and increasing claims, USAA had to be more creative in their management process. To do this USAA refocused their management efforts in planning, organizing, leading and controlling. USAA challenged it’s organization, managers and employees to become more creative how USAA, can increase efficiency, reduce operating expenses, and maximize profits while still maintaining their world class service (Ringenback 483-485).


Organization or should I say re-organization has been constantly changing as a whole at USAA. This process allows a company to “identify jobs to be done, hire people to do them, establish departments and implement a chain of command”( Dessler 07). USAA has in recent years restructured it’s Property & Casualty (P&C) Department changing it’s original model, training service representatives in policy service, claims and billing, to dividing each area into specialized sections. In doing this the P&C department had to organize the job responsibilities for each section. Managers were tasked with identifying which questions asked by customers could be handled by their specific departments. Now because licensing issues are at stake, someone such as myself could provide a customer with the amounts the premium increased on a policy but would have to transfer to policy service to discuss the nature of that increase. It also applies when I inform our customers about products offered at USAA (which we call relationship building). I can tell them about some of the advantages of having a personal article floaters policy (insuring high value items), but when they ask me “aren’t these items covered under my homeowners policy” I then have to transfer them to policy service to discuss the differences. Organizing my job responsibilities for the week is also critical in my position, I have returned mail (searching for updated address info on members accounts), managing my breaks and completing assigned work from the manager, while taking incoming calls from customers.

Some topics in this essay:
P&C Department, Association USAA, USAA Aug, USAA Organization, p&c department, incoming calls, policy service, Davis Bob, reduce operating expenses, transfer policy service, policy service discuss, 07 usaa, job responsibilities, cost settling, provide customer, base salary, set goals, can’t pay,

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Approximate Word count = 1345
Approximate Pages = 5 (250 words per page double spaced)


  

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