According to the Social Security Administration, the current numbers of retirees – the Baby Boomer Bubble – is already taxing the system. Despite the fact that these 60-somethings have paid in billions over their working careers, there is no “pot of gold” waiting for them at the end of their rainbow.

In fact, according to Jeff Nabers, president of the IRA Association

“Instead of standing in line for four or six hours to register for your Social Security payments, we’re encouraging people to do it online. A new system called Ready Retirement, will launch in October of this year and allow those qualifying for payments to register online rather than in a local office,” says Cheri Arnott, a deputy commissioner with Social Security in Washington.

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