Savings for retitrement

Central Idea: Starting early to save for retirement has many benefits over Social Security

I. (Attention Getter) Only 2 people out of the 19 responses I got from the survey have started saving for their retirement.

A. This is understandable because most of us probably think that retirement is something that is eons away.

B. Because we are college students, our school schedule only allows us to work part time.

C. Between the 2 people that has started saving for their retirement, one person currently works full time. And this person also is participating in their employer's profit sharing program or 401K plan. And this person also owns stocks. This person already has a good start.

II. (Credibility Statement) I myself have started saving for my retirement by starting an IRA.

III. (Reveal Topic) You simply cannot rely on Social Security to support you in your "Golden Years". You can never start too early to save for your retirement. In fact, the earlier, the better.

IV. (Preview) Today I will discuss Social Security and why the current system is not working, ways that you

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