Social Security is one of the hot topics of debate today. Many Americans depend on Social Security for disability or retirement; also, as a life insurance, if the working spouse deceases. However, the Social Security is likely to dry up in the future due to the large number of baby boomers heading into retirement. “When the baby boomer generation - a large percentage of Americans, born between 1946 and 1964 – reaches retirement age, their large numbers and longer life expectancies may place too great a demand on the system, forcing today’s young p
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