Taken as a whole, my suggestion would be that large mutual fund markets are imperfectly competitive. The quality of the product does not seem to be related to the price of the product and the quality-price relationship does not seem to be improving in spite of the large number of suppliers in the market. It’s difficult to determine the quality of the product being sold. Securities are difficult to price because risk is difficult to judge. Both the market and mutual funds are responsible for prices. I believe their main focus would be not only who the comp

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