... to a policy added surcharges in anticipation of excessively high claims (University of Iowa 4). Another area of anticipated costs was utilization of the benefits. "Early estimates from the Employee Benefits Research Institute indicated that three to four percent of the workforce would use the benefits" (Forman 2). These projections indicate that insurance programs would surely realize a significant increase in administrative costs due to ... live-in relatives to its 130,000 employees (Gemignani 3). These low enrollment rates and low costs have been consistent across the country, from th...

• Word Count: 1642
• Approx Pages: 7
• Has Bibliography
• Grade Level: Undergraduate