... the cost of claims has increased. For example, insurance companies have had to deal with increasing cases of fraud. "Schemes to defraud insurers vary from exaggerated medical bills to staged auto collisions that often involve claimants, lawyers and medical service providers. Skyrocketing claims costs are a priority for the industry" (Facts of the General Insurance Industry in Canada, Insurance Bureau of Canada ... $2 billion (Facts of the General Insurance Industry in Canada, Insurance Bureau of Canada. 2002, P. 20). In the case of automobile insurance, companies have also had to deal w...

• Word Count: 1765
• Approx Pages: 7
• Has Bibliography

... individual responsibility and towards government control. Raising the limit may have reduced drunken driving, but the cost in lost freedom has been too high, and quite possibly, unnecessary: Alcohol-related auto accidents seem to be falling in most age categories. The problem of teen DWI is best dealt with directly, by strengthening the deterrents, rather than widening the attack on "underage ... ...

• Word Count: 1573
• Approx Pages: 6
• Grade Level: Undergraduate