Specific Purpose: To persuade the audience to start saving for their retirement .
Central Idea: Starting early to save for retirement has many benefits over Social Security .
Introduction: .
I. (Attention Getter) Only 2 people out of the 19 responses I got from the survey have started saving for their retirement. .
A. This is understandable because most of us probably think that retirement is something that is eons away. .
B. Because we are college students, our school schedule only allows us to work part time. .
C. Between the 2 people that has started saving for their retirement, one person currently works full time. And this person also is participating in their employer's profit sharing program or 401K plan. And this person also owns stocks. This person already has a good start. .
II. (Credibility Statement) I myself have started saving for my retirement by starting an IRA. .
III. (Reveal Topic) You simply cannot rely on Social Security to support you in your "Golden Years". You can never start too early to save for your retirement. In fact, the earlier, the better. .
IV. (Preview) Today I will discuss Social Security and why the current system is not working, ways that you can start saving for your retirement, and the benefits of saving for your retirement instead of relying on Social Security. .
(Transition: So let me start by discussing Social Security and why it is does not work) .
Body: .
I. Need Step .
A. First I will explain what Social Security is. .
1. Social Security is a Federal program where they take a percentage from all of the wages earned by workers in this country. .
2. The money that is collected is put in a trust fund that provides a monthly income for retired workers. .
3. These benefits are also partially available to the spouse of the deceased beneficiary, and it provides benefits for disabled workers. .
B. According to the article from The Heritage Foundation "Issues 98: The Candidate's Briefing Book", there are several problems to the current Social Security system.
