Health Insurance first originated in the industrialized nations of Europe. It later appeared in the United States in the early 20th century and spread through employers who were trying to attract workers with this benefit. Health insurance was designed to protect workers from large cost of medical care and gave them a reason to pursue low-cost preventive services that would keep them healthy enough to be able to work. In 1965, the government introduced Medicare and Medicaid to extend coverage to the elderly and to some of the poor. However, the United States remains the only industrialized nation without universal health insurance coverage [1/816]. There are between 41 million [4/375] and 41.2 million [6/30] people in the United States with no medical insurance. According to Penn State health economist Pamela Farley Short, not all 41 to 41.2 million are chronologically uninsured. Middle-class Americans lose their health coverage in an economic downturn and get it back when the economy goes back up. She also states that 80 million Americans are uninsured over any given two-year period, but only 23.5 million are uninsured for the entire period [6/30].
There are many assumptions of who the uninsured are. For example, many assume the uninsured are unemployed. In fact, about 85 percent of the uninsured come from working families [6/30]. Data from the census bureau shows that the likelihood of having medical insurance rose with income. Of the households with income of less than $25,000, 76.6 percent had health insurance. For those with income of $75,000 and more, 92.3 percent had health insurance [5/1].
The group of uninsured people in America can be divided into subgroups by age, race, and sex. The largest age group of the uninsured was from 18 - 24 years, consisting of 55 percent of the total people uninsured under the age of 65. Moreover, 25 percent were from the age of 25 - 29 years.
So now the man doesn't have any benefits at all meaning he is uninsured. ... The more uninsured Americans they have, medical care will continue to increase. ... Half of Americans today are uninsured. In other words, many people disagree with people who are uninsured. The uninsured will have a chance to get insurance and receive certain benefits. ...
I first started working in the medical field as a medical insurance biller in physicians' offices. ... Otherwise, you could be compromising your medical care. ... Although it is true that patients who are uninsured or can't pay are occasionally, denied lifesaving treatment because the patient can't afford to pay for the surgery or the recovery. ... Some medical professionals try to help uninsured patients figure out a way to pay for their treatment. ... But they claim most patients are not turned down because they are uninsured. ...
In Depth: Healthcare in America America is without a question the leading country of medical and scientific advances. ... However, the medical research requires an enormous amount of money. ... This element is extremely important because uninsured people lack a regular source of medical care and thus usually end up using the emergency room for care when it could've been prevented by receiving screening and preventive care. By preventing the use of the emergency room by early screening and prevention, costs of medical care will also be less. ... Costs of providing medical care to the uni...
THE UNINSURED The uninsured die earlier on average and are less likely to receive preventative care or be diagnosed with serious life threatening diseases like cancer and diabetes. ... Even the uninsured that are unable to make emergency decisions have a higher death rate and receive fewer services than insured patients. A major obstacle for the uninsured is the lack of ready access to health care services. ... The Military Health Care System (MHS) ensures medical readiness for all military members and their families. ... Many uninsured Americans are honest and hardworking but cannot...
The increase of the number of uninsured, has many health officials" concerned. There are several possible reasons for the cause in the rising number of the uninsured. ... Many uninsured people conclude there is no reason to buy health insurance. ... Even if they cannot get insurance, they still get medical care paid for by out taxes. ... This will also contribute the increase of the "perfect storm" in local emergency medical systems. ...
.), 7.2 million children under the age of 19 remained uninsured in 2012. ... The Children's Health Insurance Program (CHIP) seeks to provide health insurance to uninsured children. ... This massive number makes being uninsured the sixth most frequent cause of death for the ages of 18 to 64. Due to uninsured people evading medical care except when an emergency arises or put off care until their symptoms become intolerable, they are less likely to be given a diagnosis in the early stages of a disease. ... Bernstein, Chollet, and Peterson (2010) further state the following statistics: uninsu...
According to the statistics, 16% of children are uninsured in the state of Texas, as a result they don't get proper medical care which can lead to them going to unstable clinics that can be unhygienic, and can have uneducated medical staff, which in effect can cause for the children to be treated incorrectly. ... Also the cause of uninsured children is lack of policies addressing the needs of the poor. ... Texas puts less emphasis on medical aid, which means it does not spend much on the child health care. ... Through more officials, more attention should be given to the services provide...
Census figures indicate a progressive rise in the number of the uninsured over the decade of the nineties. ... The report also states that, "80 percent of uninsured children and adults under 65 live in working families. The uninsured population includes heads of families juggling several jobs to make ends meet. ... They often receive low quality medication, testing, and other medical treatment. ... The many medical advancements and pharmaceutical discoveries have caused an increase in the life span expectancy rate. ...
From the standpoint of insurance coverage, the single-payer system offers basic medical care to the poor and elderly, and private insurance plans emphasize quality of care. ... Private healthcare plans allow medical specialists to see patients longer, preserving high quality specialized medicine. ... The uninsured, working poor population poses a unique case and tends to have a political ideology independent of Republicans and Democrats. ... When in need of immediate medical attention, an uninsured individual is responsible to pay 100% of the cost of care. If an uninsured consumer cannot p...
