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            Stress is as inescapable as death and taxes. We all know what it feels to be so exhausted we cannot sleep, our heads are spinning with things we should have done, or to feel overwhelmed and unable to cope with work, school, family or personal time. Stress can get to all of us; we could be challenged at times of frustrations, losses, changes, and conflicts. There is no simple definition of stress. When we talk about stress, we could be talking about a combination of situations. Stress can come from negative events, such as financial problems, emotional issues, work, and school stressors. We cannot remove all the stressors from our lives. However, change the perception on the events or circumstances that have challenged your life and you will cope with stress much easier. Stress management is the most effective way to relieve stress physically, mentally, and improves the condition of your life overall.
             People who are impacted by financial problems are prone to high levels of stress. Financial problems can break people's families, homes and lives. Stressors such as financial hardships can make you feel over sensitive, pressure, restless and depressed. Making you feel miserable and anguished that life becomes a struggle. Financial stress can alter your personality, behavior, and the way you think. It can change your lifestyle dramatically and make it more difficult to cope with everyday life. There are symptoms we experience when we are in high levels of stress such as headaches, stomachaches, heart pounding, backache, neck ache and many more. We have all experience these symptoms at one moment in our lives. For example, we might experience a stomachache when we realized we do not have sufficient funds in our bank account to cover an incoming check. A second, example of financial stress might be when someone does not have enough money to pay his or her mortgage. As a result of the financial stress he or she might be experiencing restless nights, headaches and tension.

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