It's hard to live a normal healthy without a job and money. There are many reasons why people are unemployed, but in turn this state of unemployment can cause one to experience financial, emotional, and personal problems. The most common causes of unemployment are getting fired and layed off for specific reasons. People might get layed off if a company is going out of business or maybe if there are positions in the company that are no longer needed. It's difficult to find a job right away after being fired. Companies don't want to hire someone who has just been fired for reasons such as failure to do a sufficient job, not showing up to work, stealing, etc. It's also hard to find a job instantly after being layed off. In some cases the economy is down and it is hard to find any work in general. .
Some people can't get hired because they don't have an education and they are not qualified to do the work required. Most companies call a person's references and if they don't have a good work record they are not likely to get hired. Employees will always hire the most qualified person based on their resume, or brief account of one's education and professional experience.
Other people can't find jobs because of disabilities or health problems. If someone gets into a car accident and gets physically injured long-term or becomes disabled, it becomes difficult to do many types of jobs. In another case a person may become ill and not be able to work for a long period of time or at all.
One of the most life changing effects of unemployment is the loss of income. Especially if they are a single parent of if they have a large family to support. Having no money means eventually having no food, no clothes, no shelter, and no car. It also prevents one from doing many things and activities, even though their amount of leisure time has increased. One might not have money to go to the movies, play on sports" teams, or do any other recreational things.