As premiums increase, increasing numbers of people are unable to afford the cost of insurance.
The portrait of our working class no longer resembles lifetime tenure at a single place, but rather mobility within the job market. In the past the employer-based health care was more feasible because job tenure was much longer on average. Halstead and Lind explain that this trend is more likely to continue while also relying on part-time or "contingent" workers in the future. "In years ahead, both job mobility and the number of contingent workers are only likely to increase." (p.67) .
Halstead and Lind believe that they have found an all encompassing solution to this problem. "The solution is mandatory self-insurance, with a public health insurance safety net for the genuinely needy." (p.75) Because personal health care coverage protects individuals against catastrophic costs, the insurance enables unemployed people to look for work without the concern of bankruptcy caused by illness or injury. They use car insurance as a model of what the new health program might resemble. At first glance it seems viable and perhaps even practical; however it fails to address the problems that will inevitably follow. Already uninsured motorists have become a big problem in many states. What will be the penalty for those who fail to purchase or pay there health insurance bill? What agency will be in charge of enforcing this program and where will there funding come from? Who will decide who the "genuinely needy" are; and like any other system what will happen to the people that take advantage of the system? None of these problems were addressed in The Radical Center, not to mention those people who are satisfied with the coverage they have now and do not want to have to shell money out of there own pocket. Halstead and Lind believe that since employers no longer have to pay for costly health insurance coverage for their workers that somehow that extra money is going to end up in their pay check.
Response to "Does America Still Exist?" ... -Orison Swett Marden- This quotation above is what I think so many Americans have forgotten. ... Times have changed drastically; a new America has risen. ... America is made up of hundreds and thousands of different racial combinations. ... The only trouble with our times is the future is not what it used to be. ...
We know the Lord is always by our side, and we take larger steps to a positive future. ... We being optimistic give us opportunities for the future. ... Even though at this moment we are dealing with threats with foreign countries, America staying united will help us to get through the troubles. ... Staying united has helped us to gain freedom in the past and will help us to accomplish more things in the future. Even our forefathers were optimistic of our future and visioned a land of freedom and equality. ...
America's Guilty Pleasure "Everywhere I go, everyone's playing solitaire" (Brewer 1). ... I was completely appalled; I mean here she was supposed to be teaching us to further our education and lead us into the bright future, but instead she was playing computer solitaire! ... The next day, the dean told my stepfather that she had gotten in trouble by the principal. ...
The Age of Anxiety- America entered the 1960s as a strong and secure nation, despite the troubles of the Cold War. America's culture and morality were exclusive in the world. America had an honorable future, vast prosperity, and although it had some internal problems, including inequality and racism, they could eventually be resolved by the right laws and right men writing the laws. ... America's troubles were found in the tiny country of Vietnam. ... Americans feared that there was worse to come. ...
Bank of America acquired Countrywide in 2008 (Schwartz). ... Bank of America, JPMorgan Chase, Citigroup, and Wells Fargo suffer the most from bundling troubled home loans and selling them as sound investments. ... The bank is expected to announce that it will set aside even more money for future losses on mortgage securities after the settlement is completely paid off (Schwartz). ... They do not anticipate having to do so, but they do face other troubles. ... Moynihan, Bank of America's chief executive officer (Schwartz)....
The Trouble with Talent Are we born smart or do we get smart? ... He designed an experiment where he came up with some insolvable math problems, and then gave them to both Japanese and American children. It turned out that the American kids gave up on the problems very easily and the Japanese kids tried harder and harder to find a solution to the problem. This shows us that the Japanese kids were willing to go the extra mile and try to find the answer, while American kids gave up if they didn't get it at first. ... To me, people are born smart and they get smart, ...
Computers are everywhere and more and more nearly everyone who works or wishes to contribute fully within American society is being expected to be computer literate, even just for everyday living. ... So why are our children, our future America, being deprived of their right to get an education that that would only benefit American society? Why isn't computer usage increasing in the American classroom at a faster rate? ... The reality that the circumstances have not really changed over that time is troubling. ... We are approaching the future with the methods of the past rather than w...
In reality, the American Revolution was not supported or condoned by all American colonists, as we are sometimes led to believe. ... The Tories were said to be disaffected to the American cause. ... There are no accurate numbers of how many American colonists remained "loyal" to the British during the American Revolution. ... Although the Britain had the largest and most powerful army, they had trouble getting enough British soldiers to the United States, whereas the American rebels made a hugely successful effort to enlist soldiers, enlisting far more soldiers than Britain. ... At the end ...
Troubled airlines such as United Airlines and American Airlines can see brighter skies in the future, by minimizing costs and maximizing revenues. ... Many of the troubled airlines will not be able to succeed if they cannot control their labor costs. ... If the airlines were looking to the future health of the industry, they would be lobbying congress for more deregulation and not for loans. ... Troubled airlines such as United Airlines, American Airlines, and U.S. Airways can see brighter skies in the future, by minimizing costs and maximizing revenues. ...