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System of Education in the Philippines


Total spending on basic education was almost 4 percent in 1997. In both years, the national government accounted for the biggest slice of total education expenditure. .
             B) Household expenditure on education.
             Households spent 3.7 percent of their income on education in 1997. This is a figure that has grown from a low of 2.9 percent in 1988. As might be expected, this varies bay level of family income. (See table 8) The proportion spent on education rises with family incomes. .
             The per capita poverty threshold in 1997 ranged from around 14,360 pesos in the NCR to around 8,000 pesos in Central Visayas and Eastern Visayas. The percentage of families below was 32 percent. Ranging from 7 percent in the NCR to 50 percent in Bicol and 59 percent in the ARMM. From this, one may conclude that there were a huge number of families that spent little or nothing on education.
             The nature and composition of household expenditure on education for families sending their children to public and private institutions is shown in Table 9. Most families would not incur the high average expenditures on board and lodgings, since most pupils and students generally live at home through their period of schooling. Similarly, the very high average figure for private elementary schooling would be accounted for by just a small number of well-to-do families who choose not to send their children to public elementary schools. Table 9 does not include the income foregone by students, which we think is a very significant cost item for most students from secondary level onwards. Even with these stipulations, table 9 does show how even public education is beyond the reach of many very poor families. .
             Savings are a major means by which Filipino families finance the education of their children. A popular way of doing so is through the so-called "pre-need plans." Since its foundation in the year 1980, the pre-need industry has constantly grown on average by 20 percent per annum.


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