This deceit stems from a loan which she accepted in order to holiday in the south to "save her husband's life.?Nora is aware that others think her wasteful, silly, and without character and becomes annoyed when told that she knows "so little about the troubles and hardships of life.?Nora further understands that Torvald is against borrowing money as is the case when Nora says that if there ever comes a time, they shall borrow, "it wouldn't matter if I had debts or not.?Torvald makes his opinion clear when he exclaims "No debts! Never borrow!?For this reason, Nora knows she must keep her debt a secret from her husband. .
On introduction to Kristine Linde, an old school friend of Nora's who have not seen each other for over nine years, we learn that since Kristine's mother has died and her brothers are older, Kristina is free. Kristine says that she finds her freedom a burden as without someone for whom to care and work, her life seems without purpose. Nora seems unfazed by these words of Kristine's and marvels at how Kristine is a woman of independence. As Nora offers her assistance in helping Kristine gain a job at the bank in which Torvald is manager, Kristina replies with "How very kind of you, Nora, to be so concerned over me-doubly kind, considering you know so little of life's burdens yourself.?Nora, deeply offended by this remark proceeds to reiterate the heroic story of how she cleverly borrowed money from a loan shark to save her husband's life. Nora was proud for being so inventive in borrowing the money and working to pay the debt. One of Nora's jobs, a copying job taught her the value of independence in a "man's world.?Nora stated "at night, I was tired so often, dead tired. But still it was wonderful fun, sitting and working like that, earning money. It was almost like being a man.?In Nora's eyes, Kristine has "lived life?as she has been given the opportunity to form her own opinions and experience the world for herself.