... own internal loan-servicing standards (Schwartz). Bank of America, JPMorgan Chase, Citigroup, and Wells Fargo suffer the most from bundling troubled home loans and selling them as sound investments. They will claim 40 percent of the industry's mortgage-related losses - $25 billion of that could belong to Bank of America, the most of any of the major banks. Prior to this settlement, Bank of America paid out or set aside approximately ... . Furthermore, insurance companies that backed the mortgage-backed securities are also looking for reimbursement. They say that the original mortgages we...

• Word Count: 793
• Approx Pages: 3
• Has Bibliography
• Grade Level: Undergraduate

... to specific historical backgrounds and to contemporary social and political issues. The story is founded in regional history, most prominently building on the fact that New York was initially a Dutch colony and retained Dutch influences through the nineteenth century. Irving utilizes the "ancient" and "peculiar" Dutch (p. 272) to add apparent depth to American history and to stand as a sort of American folk. Irving also tethers the tale to local events of the Revolutionary War, setting ... , perhaps, on Irving's part, as well as a register of his own doubts about the possibility of being...

• Word Count: 1590
• Approx Pages: 6
• Grade Level: Undergraduate

... nineteenth century. His works include many subjects - the civil war soldiers, landscapes, slavery, hunting and American women... Some of his works linked with significant national events such as the civil war. In 1859, after more than twenty years living in Boston, Massachusetts, he decided to go to New York and work as an illustrator for Harper's Weekly magazine. New york in the late nineteenth century ... was america's best artistic center with tons of art, artists, artistic schools , living in that enviroment, an artistic life, homer began ... to produce many great arts. In 1862, ho...

• Word Count: 261
• Approx Pages: 1
• Grade Level: Undergraduate

... , such as: "Reciting for their amusement all the epitaphs on the tombstones; or sauntering with a whole bevy of them-. Lines like that made it really hard for me to understand what he was trying to say sometimes. The way he described the setting and characters however was great, he wrote extremely descriptive lines such as " Broken down plough horse, that had outlived almost everything but ... let you create your own ending by not explaining entirely who the headless horseman really was, Some might think it was truly the ghost of an old Hessian trooper, others might think it is Brom Bone...

• Word Count: 1805
• Approx Pages: 7
• Grade Level: Undergraduate

... throughout the years. Even though there have been improvements in the air quality of many regions in the word, pollutants from traffic transportation and fossil fuel combustions continue to remain as a particular concern (Rage et al. 2009). Asthmatics are predominantly sensitive to the oxides of nitrogen that are produced by vehicles. It affects predominantly nonwhite populations living in ... District (APCD) was created to regulate the high levels of pollution in the U.S. particularly in Los Angeles. California in particular began the crack down on motor vehicles emission (Boffey 1969)...

• Word Count: 621
• Approx Pages: 2
• Grade Level: Undergraduate

... 't we see that even the victims can devote themselves to noble causes when death seems to be a historical necessity? Imagined values become controversial issues. The priority of a man then becomes devoting himself for a specific purpose or to someone noble and god-like. It becomes difficult, says Apter, to ignore the heroic side of violence. (Apter, 1996,3) In these kinds of heroic moments, legitimization appears. In revolution, there is a rapid ... , 1991,202). Not only in Germany, but also in other parts of the world can we see the violent acts of separatist movements. As Apter notes, "...

• Word Count: 2417
• Approx Pages: 10
• Has Bibliography
• Grade Level: Undergraduate

... "felt as a bird must feel when it has flown across the ocean and comes upon a creature that knows its nest" (Golden 7). In historical times, epics weren't epics unless they were written as long narrative poems; nowadays, however, considering the majority of poets these days don't consider themselves constrained by the even the most elementary rules ... of grammar, epics are no longer written as Homer wrote the Odyssey. Nevertheless, Memoirs of a Geisha has a very real, very majestic and exceptionally captivating poetic feel. Sayuri was taught to ... his cheekbones were shiny hillocks, l...

• Word Count: 900
• Approx Pages: 4
• Has Bibliography
• Grade Level: Undergraduate

... ribbons, scrolls, shells, and similar plant forms. In the second half of the eighteenth century the transition to neoclassicism was a direct result of a desire to revitalize certain historical connotations of the ancient world. Thomas Jefferson, an architect as well as a statesman and a scholar, was well educated in the classic theories of architecture and was familiar with the famous reproductions of European Classicism. He was one of the first architects to adapt Roman building ... types to the functional requirements of public and academic buildings. Some of the ... ...

• Word Count: 1959
• Approx Pages: 8
• Has Bibliography
• Grade Level: Undergraduate

... a track, and the board is then pushed forward, as the camera is pushed away." (Andsoitbeginsfilms.com, 2013) Martin Scorsese also utilized this filming technique in the films Goodfellas, Mean Streets, Taxi Driver. He as well as Lee is also known for using his hometown of Brooklyn, New York as the setting for the majority of his films. He creates landmark films to show the ... ;Fight the Power" can be interpreted to fight against white supremacy. Do the Right Thing calls into question a surplus of racist stereotypes, not only about African Americans, but about Latino and Caucasians as wel...

• Word Count: 2365
• Approx Pages: 9
• Has Bibliography
• Grade Level: Undergraduate

... a keen insight into societal issues and how societies respond to those issues. Newspapers, through classified advertisements, allow individuals and businesses various avenues to define the needs and wants of the time, therefore, providing aspects of societal shifts over time. Comparing two dates in the New York Times presents a plethora of shifts in the roles of men, the roles of women, and even medical discoveries, though some ... quite undeveloped. The July 28th 1866 edition of the New York Times want ... a social issue not in 1973, not even in 1900, but in 1712." The 1866 edition of t...

• Word Count: 585
• Approx Pages: 2
• Grade Level: Undergraduate

... become the authority on what's right and wrong, what's acceptable and unheard of, and who belongs where in what part of the social circle. They sit at the top of the list and look down upon all the people who struggle their entire lives trying to be good enough to be accepted, and always living in fear of their actions. In the book The Age of Innocence written by Edith Wharton, the ... main characters go through their days trying to live up to the standards of the society of "Old New York", and worry about the reputation ... of their family names more than that of their own well being....

• Word Count: 314
• Approx Pages: 1
• Grade Level: Undergraduate

... become the authority on what's right and wrong, what's acceptable and unheard of, and who belongs where in what part of the social circle. They sit at the top of the list and look down upon all the people who struggle their entire lives trying to be good enough to be accepted, and always living in fear of their actions. In the book The Age of Innocence written by Edith Wharton, the ... main characters go through their days trying to live up to the standards of the society of "Old New York", and worry about the reputation ... of their family names more than that of their own well being....

• Word Count: 314
• Approx Pages: 1
• Grade Level: Undergraduate

... 1958 United Nations Conventions on the Recognition and Enforcement of Foreign Arbitral Awards that is known as the New York Convention. Indonesia ratified the New York Convention by a Presidential Decree No. 34 of 1981 Concerning the Promulgation of Convention on the Recognition and Enforcement of Foreign Arbitral Awards. Pursuant to the Presidential Decree, the Supreme Court has also promulgated Regulation No.1 of 1990 Concerning the Procedure for Enforcement ... of Foreign Arbitral Awards. Since the use of arbitration as a method of resolving disputes has grown with the growth of Inte...

• Word Count: 619
• Approx Pages: 2
• Grade Level: Undergraduate

... story titled 'Cosmic Corkscrew' about time travel, and wanted to take it to the editor of Astounding Science Fiction, John W. Campbell. On his father's suggestion, he took the story to Campbell in person. After speaking to Asimov for over an hour, Campbell rejected the story but encouraged Asimov to continue writing and trying to get published. After twelve more rejected stories, Asimov ... become almost household words for some - 'psychohistory' (the analysis of historical events using psychological theory for a lens, 'positronic' (a fictional technology that involves par...

• Word Count: 1524
• Approx Pages: 6
• Has Bibliography
• Grade Level: Undergraduate

... saga also includes an expository view of the media and its frivolous tactics and methods of getting the scoop, and, how they forcibly extract information and transform it to a marketable front-page material in utter disregard of ethics and truth. It then ventures into setting a backdrop for Cunningham's beliefs and values system and her early dealings with the clash of her "missionary" ideals against existing condescending stereotypes and prejudice of society. Her previous "successes" in ... gliding over and reconciling these differences through hard ... ...

• Word Count: 660
• Approx Pages: 3
• Grade Level: Undergraduate

... -en-scene. The arrangement of everything that appears in the framing, including costumes – characters expensive clothing; props – the Cadillac, a very American car which helps establish a time period; lighting – (in this scene) the road lights and lighting from people's homes, again referring to the calm and relaxed mood; and setting – we are shown ... the smaller housing lifestyle of the poorer area of East New York. The generic expectations are fulfilled through the use of mise-en-scene. The actors have conformed to the characteristics of this genre and the stereotype of a gang...

• Word Count: 1202
• Approx Pages: 5
• Grade Level: Undergraduate

... some reports do show decreases, or lack of increasing negativity, in this hurtful narrative (Levinsen and Wien 2011), evidence also shows that the vilification of the general youth has become even more harsh in recent years. Faucher (2009, p. 452) stated, "These representations of youth crime and young lawbreakers fit within the context of simplification and decontextualization of the news in order to provide sensationalistic accounts which sell newspapers." ... ; Those who control our media and those who report news are straying away from the reporting actual, and for argument purpo...

• Word Count: 2700
• Approx Pages: 11
• Has Bibliography
• Grade Level: Undergraduate

... Germans. The switch from wind-driven ships to steam ships represented an important step from economical and immigration point of view; so that, the immigrants number increased from 5 million to 10 million in 30 years, and to 15 million in the next 15 years. 87% of the immigrants came from N and W and E Europe in 1882, 25 years later 81% were from S and E Europe. Black's destination was chosen by ... others because they were brought to US involuntarily to work as slaves. After ... the abolition of slavery, the South America was poorer than ... ...

• Word Count: 572
• Approx Pages: 2
• Grade Level: Undergraduate

... , scholars have focused on the strategies of commanders with little concern paid to how illness impacted their decisions; Randolph G. Adams' work is a perfect example. More recent works have noted the power of disease and a few scholars, such as J.R. McNeill, have even argued that the consequences of illness were integral to the outcomes of historical events that helped shape the modern world ... . The battle of Yorktown is, arguably, an example of both the tremendous influence of disease and the vital role of military strategy. British commanders knew that General Washington ... 's army ...

• Word Count: 2172
• Approx Pages: 9
• Has Bibliography
• Grade Level: Undergraduate

... displayed that same hedonistic excess, only with an evolved sense of abomination. Each band had its own unique perspective, and each individual had his or her own context, but as an entity punk was an anarchistic representation of freedom and of sexual (and asexual) perspectives, identities and self-expression. It mocked the everyday standard existence of the American family, and the nine-to-five ethic. Bands like the New York Dolls ... , and the White Trash Debutantes dressed in outrageous women's clothing and played loud, distorted, simple ... ...

• Word Count: 3241
• Approx Pages: 13
• Has Bibliography
• Grade Level: Undergraduate

... Ellen is the one who is independent and follows her own course of action, whilst the others are concerned with unimportant details of social convention such as the layout of the house, and whether it is suitable to have the bedroom and the living room on the same floor. When Ellen suggest that Newland visits her, which in another social context would be perfectly acceptable, it is clear ... that in this culture, such a meeting would be unheard-of. In chapter five, there is ... considerable irony in the discussion on freedom which takes place between the characters. Newland has already ...

• Word Count: 2957
• Approx Pages: 12
• Grade Level: Undergraduate

... United States is the biggest economical power in the world today, and consequently has also the strongest and largest media industry. Therefore, it is essential to take a look at the crucial relationship between the media and the popular culture within the social context of the United States for a better understanding of the issue. For a simpler analysis of the subject we shall divide the media industry into three main ... branches: Entertainment, News and Commercials (which is the essential device for the survival of the industry, and shall be considered in integration ... ...

• Word Count: 2823
• Approx Pages: 11
• Grade Level: Undergraduate

... their desperation, the girls consult a slave from Barbados named D'Jouba who is believed to have ancient voodoo powers. According to the opening scene of the film, the girls are attempting to conjure their various crushes into loving them with D'Jouba's help. They each bring something to contribute to the potion and add these items to the pot whilst exclaiming the man's name. The town reverend, who is also ... a lie. All in all, "The Crucible" is an all-encompassing spectacle of the human condition in its most primal, ugly state. It is a prime example of how society transfers blame to o...

• Word Count: 523
• Approx Pages: 2
• Has Bibliography
• Grade Level: Undergraduate

... past. These eight men accepted thousands of dollars in bribes to drive a caravan of M-16 rifles and handguns, as well as stolen merchandise, across state lines. For these crimes, they face charges of conspiracy to transport firearms across state lines, conspiracy to transport defaced firearms across state lines, conspiracy to sell firearms across state lines, and conspiracy to transport and receive stolen property across state lines ... he developed a relationship with Officer William Masso, who proposed that the two work together to illegally obtain and sell contraband in the form of ci...

• Word Count: 837
• Approx Pages: 3
• Has Bibliography
• Grade Level: Undergraduate

... money, causing confusion between the states, Congress could not regulate trade between states or between other countries and our nation, Congress could not raise an army - so it was difficult to protect the nation,There was no central figure in charge of government, in other words, no chief executive. There were some good things that happened while the United ... States was governed by the Articles of Confederation. First, the Treaty of Paris (1783) was signed. Second, the Northwest Ordinance of 1787 was passed. The Northwest Ordinance required the Northwest Territory to be surveyed and...

• Word Count: 681
• Approx Pages: 3
• Grade Level: Undergraduate