The poor don't save which could be because the banks are not very accessible but which also could be because saving at home is hard when you have to hide the money from your dominating son or spouse.
In a study of two women, Mila and Joy, both of them had husbands who were sexually, emotionally and physically exploiting and were also involved in alcoholism and subsequent gambling. This example keeps up to the culture of poverty which was characterised by low privacy, alcoholism, exploitation and bad living conditions as described by Lewis (1959).[ CITATION Tua02 l 16393 ].
In my opinion, families who live in poverty definitely don't want to be in that situation but sometimes they fail to notice little cues from lives which might help them to come out of it. The children who live in such families as often subjected to mental and emotional torture due to the lack of basic amenities, violence in families, unsuitable living conditions, etc. The children of those families suffer from low health and hygiene, they are usually neglected due to large number of siblings, and also, they start working when they are really young to support their families. Lack of proper care and protection of the children makes them prone to all kinds of diseases, socially unacceptable behaviour, developing addiction for harmful products and in worst scenario, dying totally unavoidable deaths at a very young age.
There are certain cultural factors that perpetuate poverty. Some sociologists say that cultural identity and social standing of people affect their coping skills, their adaptability, etc. Cultural factors that are present in a poverty ridden society are rarely the factors that could help the person get out of the poverty. Like there is lack of health facilities, unemployment allowance, social amenities by the government, good public education services, and almost no protection from abuse at home or outside.