Introduction C.I.F. stands for "Cost Insurance and Freight" In fact; this contract imposes a variety of duties to the seller. ... As far as the documents are regarded, the seller must tender to the buyer an invoice, a clean shipped bill of lading and an insurance policy. ... The insurance policy must cover the goods from the moment when they are load on the board until the buyer receives them. According to the Icoterms 1990, the seller must "A3 (b) Obtain at his own experience cargo insurance as agreed in the contract, that the buyer, or any other person haying an insurable interest in the...

• Word Count: 3723
• Approx Pages: 15
• Has Bibliography
• Grade Level: High School

Doctors are put into situations where lying to an insurance company would be beneficial to the patient. Many physicians approve of deceiving insurance companies or HMOs to obtain payment for services if patients cannot get them any other way. ... It's good to know that they tend to lean towards your well being than loyalty to insurance companies and HMOs. ... Why wait until they get worse to do them just because insurance says you have to. ... If it involves lying to an insurance company, then it is necessary to do so. ...

• Word Count: 2650
• Approx Pages: 11
• Has Bibliography
• Grade Level: High School

Abstract This paper/newsletter will explain the various different kinds of healthcare insurance pertaining to managed care plans and Fee for Service plans. ... Healthcare System After talking with my best friend, grandmother, and cousin from England I realized that you were very confused about the United States (U.S) healthcare system and the many types of health insurance plans. ... HMO which stands for Health Maintenance Organization is a network of providers that have contracts with certain insurance companies that establish a fixed price. ... The first is Part A, is hospital insurance. ......

• Word Count: 2609
• Approx Pages: 10
• Has Bibliography
• Grade Level: High School

Introduction Outdoor recreation has become prevalent in this fast paced environment that citizens now live. For many, outdoor adventures and expeditions are now taken as hobbies and favourite pastimes. Man has unleashed many new idealistic atmospheres on earth that people now choose to spend more...

• Word Count: 2962
• Approx Pages: 12
• Has Bibliography
• Grade Level: High School

On the policy front, the NDP seem to be most concerned with a plan for "fair taxes now." ... The Liberals' policy on trade annoyed industrialists, who were intimidated by the prospect of unlimited trade. ... In the latter part of the 1890s, however, Laurier adjusted the party's policy on trade reciprocity. ... "By the election of 1904, the Liberals had acquired MacDonald's railway and tariff policy and could therefore wear the previously Conservative mantle of 'party of national development.'" ... Chretien argued the fact that the Liberals never sai...

• Word Count: 4049
• Approx Pages: 16
• Grade Level: High School

Since 1992, economic policy in Italy has focused primarily on reducing government budget deficits and reining in the national debt. ... The economic policy has also focused on the issue of unemployment. ...

• Word Count: 5889
• Approx Pages: 24
• Grade Level: High School

End Stage Kidney Disease End Stage Kidney Disease End Stage kidney Disease is a complete or near complete failure of the kidneys to function, to excrete wastes, concentrate urine, and regulate electrolytes. Other common names for End Stage kidney disease are Renal failure, end stage, Kidney failure, or ESRD. End Stage kidney disease occurs when the kidneys are no longer able to function at a level that is necessary for day to day life. It usually occurs as chronic renal failure that progresses to the point where kidney function is less than 10% of baseline. At this point the kidney func...

• Word Count: 2939
• Approx Pages: 12
• Grade Level: High School

An important part of becoming an effective social worker includes understanding social policies. In order to better understand these policies it is necessary to become familiar with elected officials on all levels. ... He also played a large role in shaping U.S. foreign policy. ... In addition, this department funds Medicare, which provides insurance for people over 65. ... Another department directly related to the social welfare policy is the Department of Housing and Urban Development. ...

• Word Count: 3561
• Approx Pages: 14
• Has Bibliography
• Grade Level: High School

How will our national housing policy adapt to the senior boom? ... Government policies should encourage private sector investments in products and services to help the needs of the aging baby boomers and reflect the diversity in lifestyle, race and income of the future senior citizens. ...

• Word Count: 3320
• Approx Pages: 13
• Grade Level: High School

INTRODUCTION Telecommuting or Teleworking has been the subject of numerous debates, articles, and academic papers - and in my opinion, the difference is minimal. The term "telework" tends to be used more in Europe and some other countries, while "telecommuting" is used more in the U.S. Some peop...

• Word Count: 4088
• Approx Pages: 16
• Has Bibliography
• Grade Level: High School

Introduction An economy is a state of a country or region that manufactures and consumes good and services as well as the supply of money. The economy could increase or fall at any at period, so particular strategies need to be used to get through the difficult situations. It depends on the where the economy is standing and what they are aiming for. China is located in Southeast Asia alongside the coastline shore of the Pacific Ocean. It has an area of 9.6 million square kilometers. ...

• Word Count: 2966
• Approx Pages: 12
• Has Bibliography
• Grade Level: High School

TABLE OF CONTENTS Cover Page------------------------------------------2 Presentation Order----------------------------------3 Introduction----------------------------------------4 Growth of Coca-Cola---------------------------------6 Staffing/Recruiting---------------------------------10 Training/Development--------------------------------22 Compensation/Benefits-------------------------------25 Competition-----------------------------------------31 Executive Summary-----------------------------------38 ...

• Word Count: 7245
• Approx Pages: 29
• Has Bibliography
• Grade Level: High School

International Trade, Exchange Rates and Macroeconomic Policy A Report Contents: • Foreign Trade and the Balance of Payments • Exchange Rates • Babur • Exchange Rate Systems • Net Exports • FOREIGN TRADE & BALANCE OF PAYMENTS FOREIGN TRADE Foreign trade is the exchange of goods and services between different countries. ... The main components of the current account are: 1) Exports of goods 2) Imports of goods 3) Trade Balance 4) Exports of Services 5) Imports of Services 6) Balance on...

• Word Count: 3188
• Approx Pages: 13
• Grade Level: High School

INDEX 1. PRESENTATION OF DINNER ON WHEELS 3 1.1. Objectives of the Project 3 1.2. Ownership and Management Team 5 2. EVALUATION OF BUSINESS SECTOR 6 2.1. Business Trend of Dinner on Wheels Event 6 2.2. The Target Market 7 3. PLANNING AND DESIGN DETAILS 8 3.1. Venue Details 8 3.2. Presumable Enter...

• Word Count: 6817
• Approx Pages: 27
• Has Bibliography
• Grade Level: High School

The purpose of this paper is to discuss the Indiana seat belt laws of today. Seat belts have been around for many years. Seat belts were put into cars for our safety, and for the safety of our children. Many adults do not like to wear them. Many children do not like to wear them. ...

• Word Count: 4668
• Approx Pages: 19
• Has Bibliography
• Grade Level: High School

The Government derives a huge amount of its revenue from the motor industry in the following forms: V.A.T. on new car sales Road Tax Duty V.A.T. on insurance sold Petrol Duty V.A.T. on servicing Income Tax on wages paid to all in the industry Company Car Taxation Etc. ... Over the last ten years there have been significant changes to many of the taxation policies of this country. ... Transport Policy Over the last 10 years we have had two different governments with similar ideologies when it comes to transport policy. ... There is therefore no discernable link between the perfo...

• Word Count: 3942
• Approx Pages: 16
• Grade Level: High School

1 Introduction Indonesia is a sovereign state located in the Southeast portion of Asia and Oceania. Indonesia is the largest island country in the world and is made up of over fourteen thousand islands. Indonesia's islands are broken up into 34 provinces, and its capital city is Jakarta. 1.1 Name of the Country Indonesia is formally known as the Republic of Indonesia. In previous times, it was referred to by the Europeans as the East Indies, and by the country, as Nusanatra. 1.2 Brief Background of the Country Indonesia, as an archipelago has been shaped by many of the same events of o...

• Word Count: 3383
• Approx Pages: 14
• Grade Level: High School

The policies and procedures of organizing a flight need to be relayed and practiced throughout the staff and personnel. ... The majority of the demand drivers are market based leaving little sight for government policy. ...

• Word Count: 3027
• Approx Pages: 12
• Grade Level: High School

Government Spending & Budget As many Federal departments and agencies lurch into an era of running without funds, the leaders of both parties of Congress are spending less and less time searching for a compromise to balance the budget, and more and more time deciding how to use it to...

• Word Count: 2844
• Approx Pages: 11
• Grade Level: High School

Since more than sixty-five percent of entire population are non-Kuwaitis, the state has funded a public insurance scheme, to provide them reduced cost health care. ... The non-Kuwaiti residents are provided with full and high quality health services through medical insurance (Central Statistical Bureau, 2013, 19). ... The state has recognized the problem and decided to minimize the level od dependency on foreigners over some years by setting up a Kuwaitization policy stipulating to educate and train Kuwaiti doctors, however, this doesn't refer on nursing (World Health Organization, 2014, ...

• Word Count: 3308
• Approx Pages: 13
• Has Bibliography
• Grade Level: High School

Abstract Modern medical technology has made it possible to extend the lives of many far beyond when they would have died in the past. Death, in modern times, often ensures a long and painful fall where one loses control both physically and emotionally. Some individuals embrace the time that modern technology buys them; while others find the loss of control overwhelming and frightening. They want their loved ones to remember them as they were not as they have become. Some even elect death to avoid burdens of lingering on. ...

• Word Count: 3258
• Approx Pages: 13
• Grade Level: High School

Although Pakistan has a regulatory framework in the real estate sector, a comprehensive policy of rigorous application of mortgage laws and providing incentives and guidelines to the financial sector is still a dire need for getting the country's sluggish economic growth on the move. Only with a firm commitment to this policy can the government promote mortgage financing in the real estate sector to help kick start the economic growth in Pakistan as has been done in many developed countries. ...

• Word Count: 6021
• Approx Pages: 24
• Grade Level: High School

Gianni Versace Known for his tremendous contributions to fashion and style Gianni Versace has made a name for everyone to wear. Throughout the remainder of this paper I will cover the evolution of Gianni Versace life and clothing as well as family support that has kept the Versace name popular. T...

• Word Count: 2523
• Approx Pages: 10
• Has Bibliography
• Grade Level: High School

Our country has been experiencing one of the worst recessions ever for quite a few years now. Many people are just making enough money to live on. The working class has been struggling the most because they don't have the best jobs out there and if you don't have a good job you are probably making m...

• Word Count: 2945
• Approx Pages: 12
• Has Bibliography
• Grade Level: High School

The Vicious Circle of Homelessness Who are the homeless? They range from children to adults and even in some cases, families. Everywhere you go, everywhere you look, there is always someone less fortunate than you, some places more than others. Homeless people come from all walks of life. Anyone ...

• Word Count: 3225
• Approx Pages: 13
• Has Bibliography
• Grade Level: High School