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The Patient Protection and Affordable Care

            Back on March 30, 2010 president Barrack Obama signed The Patient Protection and Affordable Care Act (PPACA) since it had been approved by the house on March 21, 2010. It was a great step in the direction of safeguarding healthcare for all the individuals and family of the USA regardless of whether they are insured or not. There are several types of classes of people that live in the USA, who doesn't have access to healthcare insurance. These people range from citizen of the United States to legal immigrants to others who are illegible but see insurance as very expensive and thus opt to stay away. There are many uninsured Americans which are estimated to be about 32 million people today, but now that the PPACA was signed in to law the number are expect to drop significantly to about 23 million people. Most of the uninsured are citizen and legal immigrants who cannot find a job or they work for minimum wage, also people that are illegal immigrants because they are not legible to receive insurance while they are living in the United State illegally. Also the poor and middle class people and their families also tend to go without insurance. (Institute of Medicine of the National Academies 2010 available online).
             There will be no more lifespan restrictions on the dollar worth of a policy, and no irrational annual limits. Insurance corporations can no longer cut a person off just for being sickly. On the other hand, covers on particular benefits are acceptable by the state or federal law. Somewhere, down the line, it may be provisions created for value-based plans, it sounds like it could be a Pay-As-You-Go program. There is whispered about the removal of the limits will lead to the sky rocketed of premium payments, The Administrator of the Health and Human Services is obligatory to conduct an yearly reports on the premium increases to control any unreasonable spikes in cost. It's not to say Madam Administrator's investigations will fully protect the American people, but that will be the idea.

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