When the actual story of the novel begins, Scrooge has in fact reached his goals and become a wealthy businessman. He stepped on a lot of toes to get to where he was, but was still unkind to people despite the fact that he possessed the money that he thought would bring happiness.

Scrooge's clerk at his firm was a happy, but poor, man named Cratchit. Though Cratchit always did his work, and never asked for much, Scrooge remained frugal with his money and never cut him a break. Cratchit had a whole family, one child who was extremely sick included, but Scrooge hated to even give him Christmas day off. Cratchit still too

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