... . FEMALE was included as a variable to capture gender differences in capital structure. Some researchers has suggested that women-owned businesses are less likely to use debt for a variety of reasons including discrimination (Brophy, 1989; Brush, 1992; Neider, 1987; Riding & Swift, 1990; Scherr et al., 1993) and greater risk aversion (Brown & Segal, 1989 ... of Applied Management an Entrepreneurship, 3 (1), 28-42. Coleman, Susan & Carsky, Mary (1997). Banks as a Source of Small Business Capital: A Comparison of Men and Women Owned Small Businesses. Paper presented at the Annual Meeting of...

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• Grade Level: High School

... government is the educational sector; Nigerias Academic Staff Union of Universities (ASUU). ASUU was formed in 1978, a successor to the Nigerian Association of University Teachers (NAUT) formed in 1965 NAUT covered academic staff in the university of Ibadan, University of Ife Ahmadu Bello University, university of Lagos. It is a union that represents all the university professors and also all the university department The Nigerian government has always, and will always be the ... number one problem to ASUU. In Nigeria, the governments are responsible for paying the salaries of the profe...

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• Grade Level: Undergraduate

... academic year, the average overall cost (or "sticker price ") for students who don't receive any financial aid rose 3.8% to a record $22,261. Tuition accounted for about half of that increase. Public university tuition and fees alone rose 4.8% to $8,655. In addition, higher dorm, cafeteria, books and other expenses added significantly to the overall increase. The net price (the cost after ... their child's college education. A student's family will be strongly impacted by high tuition costs. Finally, our society must find ways to lower the cost of higher education so that students can at...

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• Grade Level: Undergraduate

... books to be used as well as the new version as a way to help students keep costs low. All four co-founders graduated from Eastern Washington University with business degrees. We also have a wide variety of skills in the business field. With our knowledge in various areas such as human resources, finance, and management, we will be able to run a successful ... and saving money on books. Competitive Sectors BookTrader faces competition from college book stores, online sites like Amazon selling books for less, and more traditional book stores. Competitors of The BookTrader includes traditi...

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• Grade Level: High School

... also began to window watch. Emerging from his shy sweet stage, he became dominant, focused, and revengeful. However, he quickly reenrolled and became an honors student in psychology at the University of Washington. Between 1969 and 1972 it looked as if Ted had a more positive outlook 2 on life. He applied to many law schools, and began to do things for the better ... to waist, she was sodomized, strangled, and her throat may have been cut. His second attempt, Joni Lentz, was not killed. Joni was a shy, friendly 18-year-old student of the University of Washington. She was in her basement...

• Word Count: 3072
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• Grade Level: High School

... . Kaplan maintains at least two locations where network servers are housed and in the event of a disaster there are other locations where each system and its data are backed up as a redundancy. For the most part, these systems are in the Chicago branch of Kaplan University while the backup systems are located geographically away from the primary location to prevent regional outages ... in effect right now emphasizes the talents that each student can develop to improve their lives. The slogan "Your Talent. Your Future. Your University " speaks directly to this notion of self improvement. S...

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... . 1992. Modern Social Theory. London:HARVESTER WHEATSHEAF 4. Garfinkel Harold. 1974. "The Rational Properties of Scientific and Common-Sense Activities" in Giddens A. (ed). Positivism and Sociology. London: Heinemann 5. Giddens A. 1971. Capitalism and Modern Social Theory. London: Cambridge University Press 6. Hanen M.et al. 1987. Science, Morality and Feminist Theory. Calgary: The University of Calgary Press. 7. Harding S. 1987. "Conclusions: Epistemological Questions" in Harding S (ed). Feminism and Methodology ... . Milton Keynes: Open University Press. 8. Harding S. 1987. "Is there a ...

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... such a time during the semester as to decrease the possibility of conflict between the study and midterms. "The average age of the participants was 21.5 years; 94.8% were full-time students; and the average number of years of university completed was 2.1". The purpose of this study was to establish a relationship between the student's sense of community and burnout, and to determine if there was in ... negatively affects social adjustment. The significant other's involvement in education is shown in Chart # 2.2. The results of those who reported that their partner was not in school at t...

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... ). Donna has a research interest in contemporary curating practice and is currently studying for a PhD by Practice at Kingston University, 'The Exhibition as Experience: Research and Practice in Contemporary Design Curating'. She is a Fellow of the Royal Society of Arts. Facing the changes of garment styles and power impact for such long time, McDowell is the key curator to nominated. Curated several successful ... painted in his final years 'Self Portrait Wearing a Turban' and 'Self Portrait at the Age of 63' show his exceptional honesty in recording his own features as he aged. Cur...

• Word Count: 6796
• Approx Pages: 27
• Grade Level: Undergraduate

... their packages from the moment it was sent to the moment it is delivered, another area in which FedEx was the first in; and finally, FedEx has partnered with the university of Memphis to open the FedEx technology institute which will give FedEx first crack at the newest technologies that will be developed in the future.iii This dedication to embracing the ... firm in the industry. FedEx also continues to push their technology advances with the FedEx Technology Institute that is opening in the fall of 2003 at the University of Memphis.viii FedEx contributed over $5 million to the constru...

• Word Count: 9819
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• Grade Level: Undergraduate

... ashes by the Japanese. http://www.tribo.org/nanking/background.html NEW DATA PROVIDES CONCLUSIVE EVIDENCE NEARLY 370,000 CHINESE WERE MURDERED IN NANKING MASSACRE The Rape of Nanking is an innovative and credible work on modern Chinese history, according to Princeton University history professor Ying-shih Yu, who adds, "It is a solid and original study that maintains all the important standards ... given permission by the Japanese to roam the city and film what he saw. Magee later became chaplain of Yale University and deposited his film in its library. Among the material added for this...

• Word Count: 7379
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• Grade Level: High School

... hundred and seventy-eight messages each day via communication technologies. Eighty-four percent reported their work is interrupted by messages at least three times an hour. Researchers at Carleton University and the University of Western Ontario studied 2,437 government employees and found that e-mail, which they considered the "killer application- really is a killer (p. 19). Most ... asked, whether they plan to attend college after graduation, sixty-seven percent say they plan to attend a university or community college and pursue a bachelor's degree. However, thirty-three percent of the...

• Word Count: 5590
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• Grade Level: Undergraduate

... in Hughes, G. and Lewis, G. (eds) 1998 Unsettling Welfare: The Reconstruction of Social Policy London: Routledge/The Open University. Lewis, G. (1998) "Coming apart at the Seams": "The Crisis of the Welfare State in Hughes, G, and Lewis, G. (eds) 1998 Unsettling Welfare: The Reconstruction of Social Policy London: Routledge/ The Open University. Williams, F. (1989) Social Policy: A Critical Introduction - Issues of Race, Gender, and Class, Cambridge, Polity. Williams, F. (1991) "The ... , monolithic institution but resulted from complex, contested and fragile settlements - the political,...

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• Grade Level: Undergraduate

... at 50 percent (Holland). Children involved in this 50 percent confront many consequences. A common consequence that younger children also face is being under parented. Author William F. Hodges from the University of Colorado explained, "Children of this age can be enormously caring and concerned about the pain that their parents are going through. This concern leads to parentification ... and outrage (Wallerstein 84). A more common response that children often use is anger to cover up feelings of powerlessness. These feelings of powerlessness come mostly from the child's inability to keep...

• Word Count: 2531
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• Grade Level: High School

... power to heal in all beings who have connected with the source of all creation (Stein 10). Seeking answers, Usui travelled from Japan to America to discourse with the scholars of Christianity and Buddhism. After seven years of inquiry, he found no route uncovered through American Christians. Usui began studying at the University of Chicago Divinity School, and sought clues to healing as he earned ... his Doctor of Theology degree. On his quest, Usui learned to read Sanskrit, and this would ... accepted by relevant authorities, it may have been doctored by the West to make the esoteric p...

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... M. (2003). "Roads to the Future" Retrieved March 23, 2007, from http://www.roadstothefuture.com/Chesapeake_Bay_Bridge.html Lakoff, R. T. (2000). The Language War. Berkeley: University of California Press. Mesthrie, R., Swann, J., Deumert, A., & Leap, W.L. ( 2000). Introducing Sociolinguistics. Philadelpia: John Benjamins. Milliken, Mary, (2007, February 26) "With Gore's Goading ... http://www.reuters.com/article/environmentNews/idUSN2524944220070226 Moose, Katie. (2001). Maryland's Western Shore: The Guidebook. Annapolis, Maryland: Conduit Press. Moose, Katie. (1999). Eastern Shore of Ma...

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... exercise and was published in the Smith Academy Record  in February 1905. He also published three short stories in 1905, "Birds of Prey," "A Tale of a Whale," and "The Man Who Was King." After a year at Milton Academy in Massachusetts, he attended Harvard University in 1906. He was shy, correct in dress, and intellectually independent. He studied under such versatile men as William James ... accepted, but Eliot did not return to America to defend it so as to receive his doctorate. His study of Bradley, however, contributed to his thought and prose style. Eliot wrote to Conrad Aiken on...

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... in the past. The last two decades are more tolerant and open-minded than previous generations, according to an analysis of studies released last year by the Center for Information and Research on Civic Learning and Engagement, part of the University of Maryland's School of Public Policy. The center focuses on ages 15 to 25. Another study by Teenage Research Unlimited in Northbrook, Ill ... ., found six of 10 teens say their friends include members of diverse racial backgrounds. An article from USA Today states that even though young ... people report having friends of other races, Tyrone...

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... High School in 1959 in Youngstown Ohio. In 1963, James received a Bachelor of Science from the University of Pittsburgh in Pittsburgh Pennsylvania. James also received his Master of Science at the University of Pittsburgh in 1973 and another Master of Science degree in 1976, from Youngstown State University in Ohio. He became the executive director of Drug Program Inc. in Mahoning County, Ohio from 1971 to 1981. Mr. Traficant ... was elected sheriff of Mahoning County, Ohio and served as sheriff from 1981 to 1985. Representative James ... ...

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... It is agreed by most scholars that unionism peaked at the end of the Korean War. Leo Troy, a professor in economics at Rutgers University and also one of the country's principal experts on labor unions, says that "Unionism peaked in 1955, the year of the AFL-CIO merger" (Denholm, 1999). The percentage of American workers that had membership in the late 1950's was about 33 ... employee participation program, employees are 14 to 20 percent less likely to vote for a union (Kleiner, 2001). Steve Babson is the labor program specialist at Wayne State University in Detroit. He was questioned a...

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... enrolled in primary schools. Only 40 percent of secondary school-aged children attended school. Enrollment in institutions of higher education was 24 percent. Bolivia has ten public universities: in Sucre, La Paz (two), Cochabamba, Llallagua, Oruro, Poto­, Santa Cruz, Tarija, and Trinidad. San Francisco Xavier University (1624), in Sucre, is one of the oldest in the Americas. The University of San Andrés (1830), in La ... Paz, is the largest university in Bolivia, with a student enrollment of about 37,000. Among the largest private universities they have: Universidad Privada Boliviana...

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... . Freud considered a career in law but found legal affairs dull, and so, though he later admitted to "no particular predilection for the career of a physician" he chose a medical career. In 1873 he entered the University of Vienna but did not graduate until 1881. In the spring of 1884 Freud began to experiment with cocaine. He found that the drug relieved his feelings ... 1901 Sigmund Freud starts analysing 18-year old Dora and in 1902 is appointed professor at the University of Vienna and the foundation of the "Psychological Wednesday Society". Freud never saw her again after that but i...

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... its famed Research Labs in Yorktown Heights, NY, moving the majority of the research (as opposed to development) personnel from Poughkeepsie, and launching a vigorous recruiting campaign to staff new research activities. IBM also started a lab associated with Columbia University in New York City, located near the university. The lab was headed by Carl Eckert, a noted astronomer who ... with Bell Labs, the only other comparable industrial research organization. The reputation of IBM Research made recruiting and retention of new talent relatively easy. I remember that in the 1970s, while ...

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... in Michael Ondaatje's In the Skin of a Lion Graciela Moreira Slepoy, Postgraduate Student, Laval University, Canada This web essay is based upon a paper the author wrote for Professor Neil Bissoondath's "Postcolonial Literature II" [ANG-64699A], Laval University. Michael Ondaatje's In the Skin of a Lion narrates the forgotten stories of those who contributed to the building of the city Toronto, particularly immigrants ... and marginal individuals. In the very first page of the novel, Ondaatje stresses the concern with personal narratives and the act ... I am also happy about my more fav...

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... Classrooms of black students were frequently overcrowded. Teachers of black schools were paid a salary considerably less than their colleagues in white schools. When it came to the daily curriculum, students in white schools were offered many more subjects, and were involved in many more extracurricular activities. Dr Hugh W. Speer, chairman of the University of Kansas City's department of elementary ... school testified during the Brown vs. The Board of Education cases that: For example, if the colored children are denied the experience in school of associating with white children, who ...

• Word Count: 2886
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• Grade Level: High School