Also the poor and middle class people and their families also tend to go without insurance. (Institute of Medicine of the National Academies 2010 available online) There will be no more lifespan restrictions on the dollar worth of a policy, and no irrational annual limits. Insurance corporations can no longer cut a person off just for being sickly. ... Insurance providers will not be allowed to set special insurance terms for anybody under the age of 19 regardless of their health history. ... Appeal processes on claims ought to be put in place by the insurer on all new policies they are going...

• Word Count: 2436
• Approx Pages: 10
• Has Bibliography
• Grade Level: Undergraduate

Beginning in 2014, each state is to establish an Affordable Insurance Exchange. ... The intention is that private insurance companies will compete by offering policies on the exchanges to individuals and small businesses. ... Many countries around the world have similar health care policies. ... Japan has a universal health insurance system. ... It will provide insurance to those who don't. ...

• Word Count: 1682
• Approx Pages: 7
• Has Bibliography
• Grade Level: Undergraduate

In 2010, approximately "49.9 million Americans did not have health insurance. (Common Wealth Fund Blog) This affects many Americans who are not poor enough to get insurance from the government, but cannot afford to buy health insurance for themselves, and/or their children. ... The national health care legislation contains hundreds of provisions, including a requirement that individuals purchase health insurance so that not only sick individuals would buy insurance. ... The legislation would prevent insurance companies from denying insurance to people who already have a serious illness, called...

• Word Count: 2314
• Approx Pages: 9
• Has Bibliography
• Grade Level: Undergraduate

France runs under a system known as the National Health Insurance Program (NHI). ... All French residents are covered under an insurance fund of which they cannot opt out of. ... For ambulatory care, all health insurance plans reimburse only for services performed. ... The health insurance funds serve as legal units with membership based on occupation and salary to avoid competition among mutual benefit societies providing free private health insurance. ... However in France, when a patient is very ill, their insurance coverage tends to improve. ...

• Word Count: 2068
• Approx Pages: 8
• Has Bibliography
• Grade Level: Undergraduate

Those awards force insurers out of the malpractice insurance market. ... Hospitals bylaws mandate that doctors carry insurance in order to practice. ... Doctors are also getting trampled in the malpractice insurance battle. ... Insurance companies are encouraging this by refusing to write new policies for those specialties that tend to have exceptionally high insurance claims. ... Patients are also affected by the increase of malpractice insurance. ...

• Word Count: 1847
• Approx Pages: 7
• Has Bibliography
• Grade Level: Undergraduate

The purpose of the ACA was to increase the quality and affordability of health insurance and lower the uninsured rates by expanding public and private insurance coverage. ... The health law will create an elaborate procedure requiring individuals in 2014, who by an exchange policy with abortion coverage, to make two separate payments. ... The Affordable Care Act is forcing Christians to purchase an insurance policy that provides their employees with free access to contraceptive and abortion drugs that they would not have had otherwise (Mccormack). ... Currently, abortion is denied to federal e...

• Word Count: 1443
• Approx Pages: 6
• Has Bibliography
• Grade Level: Undergraduate

These increases of economic globalization have also great impacts on Canada's economic and social policies. ... In 1995 the highest amount of net transfers for unemployment insurance was paid out the forestry industry. ... Social and economic policies over the past decades went through numerous changes. ... NAFTA secretly let the neo-liberal social policy to exist. ... Unemployment insurance is a major aspect of social policy in Canada, new neo-liberal philosophies want individuals not to rely on social assistance, and this is accomplished through programs such as workfare and decline ...

• Word Count: 1385
• Approx Pages: 6
• Has Bibliography
• Grade Level: Undergraduate

Healthcare Policy President Obama was able to fulfill the promise that democrats have been pursuing for a century and that is healthcare for all Americans. ... "The Affordable Care Act has already begun to end the worst insurance company abuses. Since 2010, children with pre-existing conditions can no longer be denied insurance.... "(2) The Democrats have proposed an idea that prove to be very useful in the future when it comes to affordable health care insurance. ... Lastly the health care policy that the democrats have been pushing for a long time can help millions of people get t...

• Word Count: 1327
• Approx Pages: 5
• Has Bibliography

Steinberg and other surgeons travels to those foreign countries to perform surgery for those patients depending on their parents military affiliations, specific insurances or nothing at all due to an organization called Future Faces, that help children with cost of surgery due to facial deformities. ... The modest body of scholars on patients traveling to China, India, and Pakistan for organ transplants suggests that financial gain out of transplantation surgeries substantially increases morbidity and mortality rates". (10) The advantages of medical tourism is lower labor and living co...

• Word Count: 1368
• Approx Pages: 5
• Has Bibliography
• Grade Level: Undergraduate

Some of the effects included higher insurance and shipping costs. ... Many precautionary policies were put into place in the case another terrorist attack occurs. ... Third, the view that the US, UK and Israel dominated policies in the Arab world led most states to pre-empt possible change in regimes. ... The increased insurance costs had a toll on most economies since food companies that transported their produce on airplanes had to pay more in insurance charges. These higher insurance costs always end up being the burden of consumers which further hurts the economy. ...

• Word Count: 1722
• Approx Pages: 7
• Grade Level: High School

Some of the main issues that created the financial crisis were the policies enforced by banks in terms of offering risky products. ... The lack of proper and well-defined rules in the financial system contributed to corrupt policies. Top banks, insurance, and rating company executives are also to blame because of their greedy motives to gain profits in corrupt and dubious practices. ... Secondly, banks could not have allowed consumers to buy risky products, and insurance companies could not have insured the banks against such risky products. ... This includes the policy makers in the governm...

• Word Count: 1614
• Approx Pages: 6
• Grade Level: Undergraduate

I also found that "state government requires ride owner/operators to purchase liability insurance and/or submit paperwork certifying that rides meet industry standards and applicable state regulations. ... Some states rely on the park or carnival's insurance company to send out inspectors. ... Eleven states relied on insurance companies or 3rd party inspectors to audit industry compliance with safety standards and regulations. ... Five states had no established regulations for the safety of amusement rides in which manufacturers, ride owner/operators, and insurance carriers handle safety ...

• Word Count: 1313
• Approx Pages: 5
• Grade Level: Undergraduate

According to The FBI definitions of Terrorism in the U.S code "International Terrorism" means activities with the following characteristics: Appear to be intended (i) to intimidate or coerce a civilian population; (ii) to influence the policy of a government by intimidation or coercion; or (iii) to affect the conduct of a government by mass destruction, assassination, or kidnapping; and occur primarily outside the territorial jurisdiction of the U.S., or transcend national boundaries in terms of the means by which they are accomplished, the persons they appear intended to intimidate or coerc...

• Word Count: 1436
• Approx Pages: 6
• Has Bibliography

Others forms of reparations include formal apologies and changes in government policy. ... Many lawsuits are being formed against such corporations like Aetna Insurance, and Norfolk southern corporations. ... Aetna Insurance sold policies to white people so that they could recover when their slaves ran away (Copper). ...

• Word Count: 1296
• Approx Pages: 5
• Has Bibliography
• Grade Level: High School

The first, and clearest, indication of a drastic change of policy was the Spanish-American War. ... Such a policy would not be applicable in an imperialist system. ... McKinley's "Open Door" policy, the attempt to protect fair trade in China, was in itself a departure from America's previous neutrality policy, although it is arguable whether this is significant after the Spanish-American War itself. ... The direct descendant of the Roosevelt Corollary and "Big Stick" policy was the "Dollar Diplomacy" of William Taft. ... Taft attempted to increase American investment in Latin America...

• Word Count: 1579
• Approx Pages: 6
• Grade Level: Undergraduate

Premiums could rise 1 percent to 3 percent for everyone if basic mental health benefits were mandated, and more for fuller coverage according to the Council for Affordable Insurances, which represents small insurances companies. ... Under the law, people who do not get health insurance through their employers will be able to purchase it on new insurance exchanges. Because policies on those exchanges are required to offer mental health coverage, another 8 million Americans currently without mental health benefits will have them starting next year. ...

• Word Count: 1572
• Approx Pages: 6
• Has Bibliography
• Grade Level: Undergraduate

Mark Krikorian lays out three packages of policies regarding immigration enforcement. ... This revenue would have more than offset the anticipated $54 billion increase in spending for refundable tax credits, Medical insurance, Social Security, and food stamps for newly eligible immigrants and their families during the same period (Ewing 112-115). ... It is important that policy makers consider the impact immigration policy will have on America's future. America needs to implement immigration policies that are consistent with these principles. ... What a beautiful thought, to be able to be...

• Word Count: 1382
• Approx Pages: 6
• Has Bibliography

One of Obama's policies is that of a good quality education for all Americans, to allow children to go to colleges and keep the tuition's of the schools low. ... Obama's other health care policies are that insurance companies are unable to arbitrarily cap and cancel, or charge women more simply because of their gender , is a strong statement that automatically has an impacted on half the population in America. ... Another aspect I believe of the election 2012 that is significant and it is not candidate's policies but who their supporters are and how they affect the electora...

• Word Count: 1684
• Approx Pages: 7
• Has Bibliography
• Grade Level: Graduate

The Utopia States is a simply enhanced United States of America. The Utopia States is a utopia in which all Americans want to be a part of and live freely in with no racism and free of stereotypes. In this utopia, the government will be ruled by a democracy. This utopia does not tax people. No lifes...

• Word Count: 2194
• Approx Pages: 9
• Grade Level: High School

Let's not forget that "the United States is decades behind the rest of the world in parental leave policy and joins Swaziland and Papua New Guinea as the only countries with no guarantee of paid leave"" (Debusmann, par. 1) These countries perhaps understand the financial stress that can be placed on businesses, small, struggling ones in particular, not to mention large companies that are near bankruptcy. ... However, such a policy means high taxes. ... When such mandatory paid leave policies are in place, many small and medium sized businesses hesitate to start hiring, especially female...

• Word Count: 1366
• Approx Pages: 5
• Has Bibliography
• Grade Level: Undergraduate

All countries fall into a certain political scheme and economic policy. ... The current economic policy adopted in the United States does not readily close the inequality gap either. ... The current economic policy adopted in the United States is the Wall Street model. ... every last one of its policy prescriptions tends to exacerbate inequality" (Bluestone & Harrison, 202). ... With two policies that hurt those who are already suppressed socially, the Wall Street model does not provide any outlet for upward mobility. ...

• Word Count: 1662
• Approx Pages: 7
• Has Bibliography
• Grade Level: Undergraduate

"A well regulated militia, being necessary to the security of a free State, the right of the people to keep and bear arms, shall not be infringed" (Bill of Rights, Article II). The Second Amendment has been a major issue in American politics. In question is the intent of this Amendment. Was it meant to insure that people in general have arms for personal service, or was it intended to insure arms for military service? The preamble of the United States Constitution clearly states its objective: to establish justice, insure domestic tranquility, provide for the common defense, promote the gene...

• Word Count: 2141
• Approx Pages: 9
• Has Bibliography
• Grade Level: High School

A combination of all three policies would get rid of more than half of the "excess" deaths in constituencies with above average premature mortality rates." ... Medicare is there for people who don't have insurance or money to pay the hospital in case of emergencies. According to the Medicaid Web page, "Medicaid is a jointly-funded, Federal-State health insurance program for certain low-income and needy people. ...

• Word Count: 1300
• Approx Pages: 5
• Grade Level: High School

As predicted, they called for budget cuts to mend frivolous fiscal policies and restore confidence. ... It also calls for reeling in banking systems and a "more integrated financial architecture, encompassing banking supervision, resolution and recapitalization, and deposit insurance" (Castillo). ... The IMF announced that their funding abilities are limited, and Europe needs to focus on policies that promote growth to cure their problems. ... Euro Area members of the G20 will take all necessary policy measure to safeguard the integrity and stability of the area, improve the functioning of ...

• Word Count: 1321
• Approx Pages: 5
• Has Bibliography
• Grade Level: Undergraduate

As chairman of the 17-member Senate New Democrats, Graham has helped bring together a coalition that shares his views to work together promoting sound fiscal policy that emphasizes paying down the debt, and social policy that strikes an equitable balance between the needs of all Americans. ... This position is a natural extension of his long-standing policy of engagement with the Americas. ... Graham legislation would also ensure that low-income legal immigrant children and pregnant women have access to the Medicaid and Children's Health Insurance Program to meet their health-care needs...

• Word Count: 1597
• Approx Pages: 6
• Grade Level: Undergraduate