Perhaps the most challenging thing about life is that it's not so challenging at all; .
            
  I have five children, no husband, a full-time job, and I"m writing this .
            
paper due to attending school on top of all of the former things in this series.  Why would .
            
a person such as myself have any life goals?  Well, it is because setting personal goals in .
            
your life helps not only your productivity and motivation, but also your self-image, self-.
            
esteem and confidence. Not only does this help in your job, but in all aspect of your life. .
            
Actually, my life has so many enduring uncertainties that they lead me to a state of .
            
apprehension, which is why it is so important for me to set obtainable goals for myself. In .
            
setting personal goals wisely, you obtain a sense of accomplishment, sustain motivation, .
            
and reduce the stress and worry in both your personal and business life.  For the most .
            
part, I have found that no matter what I do in my professional life, I am just spinning my .
            
wheels. Personal factors and financial independence are the pivotal factors in my return .
            
to the academic life. My potential is endless, but with out my CPA, I am limited, and .
            
unable to control and secure my position in the workplace. I know that if I complete my .
            
education, I will have secured a financial stability for my children and I, and that is what .
            
I plan to achieve from attending the University of Phoenix.  .
            
I believe that there are two basic philosophies regarding long-term life goals.  .
            
First, there are the people that have known what they wanted to do with their lives ever .
            
									   Personal Goals     3.
            
since they were five years old.  Second, there are the people that just end up in some .
            
career field that they had no idea they would be involved with. This usual happens out of .
            
need or survival, and these people usually live for their lives outside of the workplace. .
            
Throughout life we are faced with important decisions, which require serious thought.